Credit unions often offer lower interest rates on car loans and tend to be more flexible with borrowers who have poor credit.

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Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. This article explores various car financing options ...

Know the pros and cons of choosing captive auto loan financing. Captive auto lenders — the financing subsidiary of auto manufacturers — make loans and leases for the specific car brands ...

According to Experian's Q1 2026 automotive finance report, car owners who refinanced in the first quarter of 2026 reduced their interest rate by an average of 2.2 percentage points and cut their ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard Even with ...