Americans looking to pay down their debt in the new year are facing a stagnant job market, sticky inflation and an uncertain Fed policy. Still, there are ways they can take control of their borrowing ...

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Discover six beginner-friendly ways to maximize the Chase Sapphire Preferred, from earning points to using travel perks and ...

Credit card interest can pile up fast, but a balance transfer credit card may offer relief when used correctly. Explore the benefits of balance transfer cards.

There's not enough time left in the year to start a full-on side gig, but you can pick up random freelance work to do during ...

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 75 and getting forgetful and disorganized. My prior excellent credit rating has suffered due to late ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

“0% APR” balance transfer cards are everywhere, promising relief from high-interest debt. If you’re juggling credit card balances, these offers can look like a shortcut to financial freedom. But ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...